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Accepted Insurance Plans

We are in-network with most major Michigan plans. Search for your carrier or plan below to see if we accept it - and whether you need to choose Dr. Christofis as your Primary Care Physician (PCP).

Aetna accepted at Phase Medical Group
Blue Cross Blue Shield accepted at Phase Medical Group
Cigna accepted at Phase Medical Group
HAP accepted at Phase Medical Group
Humana accepted at Phase Medical Group
McLaren Health Plan accepted at Phase Medical Group
Meridian accepted at Phase Medical Group
Molina Healthcare accepted at Phase Medical Group
Priority Health accepted at Phase Medical Group
UnitedHealthcare accepted at Phase Medical Group

INSURANCE CARRIER

PLAN TYPE

SET AS PCP?

Aetna

Commercial

No action needed

Aetna

Cofinity / First Health (PPO)

No action needed

Aetna

Medicare Advantage

PCP setup required

Aetna

Medicare PPO

No action needed

Aetna Better Health

Medicaid (separate from Aetna above)

Not accepted

Ambetter

Marketplace (ACA)

No action needed

AmeriHealth Caritas

Medicaid

Not accepted

BCN Advantage

Medicare Advantage

PCP setup required

Blue Care Network (BCN)

HMO / POS

PCP setup required

Blue Care Network (BCN)

"PCP Focus" HMO (narrow network)

Not accepted

Blue Cross Blue Shield of Michigan (BCBSM)

PPO - Trust, Blue Preferred Plus, FEP, out-of-state

No action needed

Cigna

Commercial / Group

No action needed

Claritev / MultiPlan / PHCS

PPO networks

No action needed

HAP

Commercial HMO

PCP setup required

HAP

Commercial PPO

No action needed

HAP

Medicare Advantage HMO

PCP setup required

HAP

Medicare Advantage PPO

No action needed

HAP CareSource

Medicaid (separate from HAP above)

Not accepted

Humana

Medicare Advantage

PCP setup required

Humana

Medicare PPO

No action needed

Humana

PFFS

No action needed

Humana

Medicaid

PCP setup required

McLaren

Commercial HMO

PCP setup required

McLaren

Commercial PPO

No action needed

McLaren

Medicaid / MIChild / Healthy Michigan

PCP setup required

McLaren

Medicare Advantage

PCP setup required

Medicaid (Michigan)

Fee-for-Service (CHAMPS)

No action needed

Medicare

Traditional (Part B)

No action needed

Medicare Plus Blue

PPO (Medicare Advantage)

No action needed

Meridian

Medicaid

PCP setup required

Meridian

Medicare Advantage HMO D-SNP (Wellcare by Meridian)

PCP setup required

Meridian

Medicare Advantage PPO D-SNP (Wellcare by Meridian)

No action needed

Molina

Medicaid

PCP setup required

Molina

D-SNP (Medicare + Medicaid)

PCP setup required

Priority Health

Commercial HMO

PCP setup required

Priority Health

Commercial PPO

No action needed

Priority Health

Medicaid

PCP setup required

Priority Health

Medicare Advantage

PCP setup required

Priority Health

"Southeast Michigan Network" HMO (narrow network). Different from Southeast MI Partners, which we do accept

Not accepted

TRICARE

For Life (pays after Medicare)

No action needed

TRICARE

East - Prime / Select (out-of-network benefits)

Out-of-network

UMR

Self-funded employer plans

No action needed

UnitedHealthcare (UHC)

Individual Marketplace / ACA (Exchange)

Not accepted

UnitedHealthcare (UHC)

Commercial HMO

PCP setup required

UnitedHealthcare (UHC)

Commercial PPO

No action needed

UnitedHealthcare (UHC)

Medicare Advantage

PCP setup required

UnitedHealthcare (UHC)

Community Plan (Medicaid)

PCP setup required

UnitedHealthcare (UHC)

Dual Complete (Medicare + Medicaid)

PCP setup required

No match. Call us at 248-847-0626 - we may still accept your plan or can see you as a cash-pay patient.

Showing 48 plans.

No action needed

No PCP designation required - just book your visit.

PCP setup required

Name Dr. Christofis as your PCP before your first visit (steps below).

Not accepted

A specific plan type we are not in network with - call us and we can help you sort out your options.

Out-of-network

We welcome these patients using their plan's out-of-network benefits - call us and we'll walk you through it.

 

Complete Plan Lists by Carrier

To confirm the exact plan name shown on your insurance card, expand a carrier below to review the complete list of plans in which our practice participates. Additional carriers will be added as their lists are confirmed.

Blue Cross Blue Shield of Michigan / Blue Care Network

+

EMPLOYER GROUP PLANS

  • GM ConnectedCare: Tandem

  • GM ConnectedCare: Henry Ford Health System

  • GM ConnectedCare: HealthSync

  • GM ConnectedCare: Ascension Genesys

  • University of Michigan: Medicare Advantage PPO

  • University of Michigan: CMM / Traditional

  • University of Michigan: Domestic Students Health Insurance Plan

  • University of Michigan: International Students/Scholars Health Insurance Plan

  • University of Michigan: Premier Care HMO

  • University of Michigan: Premier Care Advantage

  • University of Michigan: PPO / CDHP

  • Dow Chemical QuadMed (HMO)

  • BCN Advantage HMO-POS

  • Blue Care Network HMO

  • Federal Employee Program - Blue Care Network

  • Traditional (excludes Auto Active and Retirees)

  • Blue Cross Blue Shield of Michigan PPO

  • Medicare Plus Blue PPO

  • State of Michigan Health Plan PPO

  • Blue Preferred Plus PPO

  • Blue Elect Plus POS

  • Healthy Blue Choices POS

  • Kellanova National Health Plans

  • WK Kellogg Co National Health Plans

  • Sparrow MNA-PECSH BCBSM

  • Sparrow MNA PPO Plus

  • U-M Health Regional Network

  • Challenge MFG PPO Health Plan

  • Trinity Health Network (HMO)

  • Trinity Health Network (PPO)

  • Meijer PPO Network

  • Penske Automotive Group PPO Network

 

MEDICARE (65 AND OVER)

  • BCN Advantage HMO-POS

  • State Health Plan Medicare Advantage PPO

  • Medicare Plus Blue (PPO)

 

INDIVIDUAL AND FAMILY PLANS (UNDER 65)

  • Blue Cross Preferred HMO (Blue Care Network)

  • Blue Cross Premier PPO (BCBSM)

 

HEALTHCARE.GOV MARKETPLACE PLANS

  • Blue Cross Preferred HMO Bronze HSA

  • Blue Cross Preferred HMO Bronze Saver HSA

  • Blue Cross Preferred HMO Bronze Secure

  • Blue Cross Preferred HMO Bronze Plus

  • Blue Cross Preferred HMO Bronze Extra

  • Blue Cross Preferred HMO Silver

  • Blue Cross Preferred HMO Silver Secure

  • Blue Cross Preferred HMO Silver Extra

  • Blue Cross Preferred HMO Silver Plus

  • Blue Cross Preferred HMO Silver Saver

  • Blue Cross Preferred HMO Silver HSA

  • Blue Cross Preferred HMO Gold

  • Blue Cross Preferred HMO Gold Extra

  • Blue Cross Preferred HMO Value

  • Blue Cross Premier PPO Bronze Secure

  • Blue Cross Premier PPO Bronze Extra

  • Blue Cross Premier PPO Bronze Plus

  • Blue Cross Premier PPO Bronze HSA

  • Blue Cross Premier PPO Bronze Saver HSA

  • Blue Cross Premier PPO Silver

  • Blue Cross Premier PPO Silver Secure

  • Blue Cross Premier PPO Silver Extra

  • Blue Cross Premier PPO Silver Plus

  • Blue Cross Premier PPO Silver HSA

  • Blue Cross Premier PPO Silver Saver HSA

  • Blue Cross Premier PPO Gold

  • Blue Cross Premier PPO Gold Extra

  • Blue Cross Premier PPO Value

  • Hospital Blue - Tier 1 and Tier 2 (PPO)

 

Priority Health

+

INDIVIDUAL AND FAMILY PLANS (INCL. MARKETPLACE)

  • MyPriority HMO

  • MyPriority POS

  • MyPriority PPO

 

MEDICARE AND D-SNP PLANS

  • Priority Health Medicare

  • PriorityMedicare Dual Premier (D-SNP)

  • Priority Health Medicare and D-SNP

 

MEDICAID AND STATE PLANS

  • Medicaid / Priority Health Choice MDC

  • Healthy Michigan Plan / Priority Health Choice HMI

 

EMPLOYER GROUP PLANS

  • PriorityHMO

  • PriorityPPO

  • PriorityEPO

  • PriorityPOS A

  • PriorityPOS B

  • PriorityTPA

  • Beaumont Health Extended Plan

  • Corewell Health Employer Group

  • Munson Employer Group

  • West MI Partners - A (HMO/POS - A)

  • West MI Partners - B (PPO/EPO/POS - B)

  • Southeast MI Partners - A (HMO/POS - A)

  • Southeast MI Partners - B (PPO/EPO/POS - B)

 

Aetna

+

PPO / POS / OPEN ACCESS PLANS

  • Open Choice PPO

  • Managed Choice POS

  • Managed Choice POS (Open Access)

  • Aetna Choice POS II (Open Access)

  • QPOS

  • Savings Plus OA Managed Choice POS

  • Savings Plus Choice POS II

 

HMO / EPO / SELECT PLANS

  • HMO

  • Aetna Value Network HMO

  • Aetna Select

  • Aetna Select (Open Access)

  • Elect Choice EPO (Open Access)

  • Aetna Health Network Only (Open Access)

  • Aetna Health Network Option (Open Access)

 

AETNA HEALTHFUND (HRA / HSA) PLANS

  • Aetna Choice POS (Aetna HealthFund)

  • Aetna Choice POS II (Aetna HealthFund)

  • Open Choice PPO (Aetna HealthFund)

  • Open Access Managed Choice POS (Aetna HealthFund)

  • Open Access Elect Choice EPO (Aetna HealthFund)

  • Open Access Aetna Select (Aetna HealthFund)

  • Health Network Only / Health Network Option (Aetna HealthFund)

 

PREMIER CARE NETWORK TIERS

  • Aetna Premier Care Network (APCN) - Choice POS II / Open Access Managed Choice

  • Aetna Premier Care Network (APCN) - Open Access Aetna Select

  • Aetna Premier Care Network Plus (APCN Plus) - Choice POS II

  • Aetna Premier Care Network Plus (APCN Plus) - Open Access Aetna Select

  • APCN Plus Multi-Tier plans

 

MEDICARE ADVANTAGE PLANS (MICHIGAN)

  • Aetna Medicare Signature (HMO-POS)

  • Aetna Medicare Chronic Care (HMO C-SNP)

  • Aetna Medicare Full Dual Care (HMO D-SNP)

  • Aetna Medicare Signature (PPO)

  • Aetna Medicare Signature Extra (PPO)

  • Aetna Medicare Enhanced (PPO)

  • Aetna Medicare Value Care (PPO)

 

ALSO COVERED

  • Cofinity / First Health PPO networks (see table above)

  • Employer plans built on Aetna Whole Health regional networks

  • Aetna's directory lists our practice in network for 430+ plans nationwide - if your plan is not shown here, call us and we will check it for you

 

HAP (Health Alliance Plan)

+

COMMERCIAL AND EMPLOYER GROUP PLANS

  • HMO

  • PPO

  • EPO

  • Self-Funded HMO

  • Self-Funded EPO

  • Self-Funded EPA

  • Self-Funded PPO

  • EWIF PPO

  • MPSERS (Large Group) HMO-POS

  • HFHS Advantage Tiered Access Plan (Henry Ford employee plan)

  • CDHP Basic Full HAP / CDHP Comprehensive Full HAP (Henry Ford employee plans)

 

INDIVIDUAL AND FAMILY PLANS

  • HAP IND HMO

  • HAP IND PPO

 

MEDICARE PLANS

  • HAP Senior Plus (HMO-POS)

  • HAP Senior Plus (PPO)

  • HAP Senior Plus Henry Ford Tiered Access (HMO)

  • HAP Senior Plus Group (HMO)

  • HAP Senior Plus Group (PPO)

  • HAP Senior Plus Group (HMO-POS)

  • HAP Medicare Prime (PPO)

  • HAP Medicare Explore (PPO)

  • HAP Medicare Superior (HMO)

  • HAP Medicare Connect (HMO)

  • HAP Medicare MedicalAccess (HMO)

  • HAP Medicare Complete Duals (HMO D-SNP)

  • HAP Medicare Complete Assist (PPO D-SNP)

  • HAP Medicare Diabetes and Heart (HMO C-SNP)

  • HAP Member Assist (PPO)

 

UnitedHealthcare (UHC)

+

EMPLOYER AND COMMERCIAL PLANS

  • UnitedHealthcare Choice

  • UnitedHealthcare Choice Plus

  • UnitedHealthcare Select

  • UnitedHealthcare Select Plus

  • UnitedHealthcare Options PPO

  • UnitedHealthcare NexusACO (OA, OAP, R, RB and RP)

  • UnitedHealthcare Doctors Plan and Doctors Plan Plus

  • UMR (self-funded employer plans administered by UnitedHealthcare)

  • VA Community Care Network (CCN), administered by Optum

 

MEDICARE PLANS

  • AARP Medicare Advantage from UnitedHealthcare

  • UnitedHealthcare Medicare Advantage (HMO, HMO-POS and PPO)

  • UnitedHealthcare Group Medicare Advantage (PPO), employer and union retiree plans

 

COMMUNITY PLAN (MEDICAID)

  • UnitedHealthcare Community Plan of Michigan (Michigan Medicaid and Healthy Michigan Plan)

  • UnitedHealthcare Dual Complete (Medicare and Medicaid dual special needs plans)

  • MI Coordinated Health (MICH)

  • Children's Special Health Care Services (CSHCS) through UnitedHealthcare Community Plan

 

NOT ACCEPTED

  • UnitedHealthcare Individual Exchange plans, also called Individual and Family Plans (ACA Marketplace) are NOT accepted at this time.

 

How to choose Dr. Christofis as your PCP

If your plan shows "PCP setup required" above, your insurance needs Dr. Christofis listed as your Primary Care Physician before your first visit. If your plan asks you to choose a primary care physician, please choose Dr. Christofis. It takes about 5 minutes:

1

Find your plan

Look up your plan in the list above. If the "Set as PCP?" column says "PCP setup required," continue to step 2.

2

Tell your insurance

Call member services (number on the back of your card) or log in to your plan's website/app, and ask to set your PCP to Dr. Christofis. Be sure to ask for a reference or confirmation number for the change - it helps us verify it went through.

3

Let us know

Changes can take a few days and often start the 1st of the next month. Call us and we'll confirm it before your appointment.

Use this information when you call:

Physician:
Dr. Alexander Christofis

NPI:
1013659291

Practice:
Phase Medical Group
6905 Rochester Road, Troy, MI 48085
248-847-0626

New to PMG? Ask us when you schedule and we'll walk you through it.

Prefer to start online? These plans have a page for changing your PCP:

Any plan not listed here? Call the member services number on your card to make the change.
Not sure how? We're glad to help - call us at 248-847-0626.

  • UnitedHealthcare: ACA / Individual Marketplace (Exchange) UHC plans are not accepted; UHC employer, Medicare, and Community plans are.

  • TRICARE East: we are TRICARE-certified and can see TRICARE patients using out-of-network benefits. TRICARE For Life is billed through Medicare.

  • No insurance, or plan not listed? Cash-pay (self-pay) patients are welcome - call us for current rates.

Don't see your plan? 
Call (248) 847-0626 and we will check.

Cash-pay patients are always welcome.

Coverage can vary by individual policy. If you are unsure, call us or your insurer. Last updated September 2026.

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